...liberty and
justice for all
Getting the benefits you need
is easier than you think
Just contact us to get started with your free consultation
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Consult
We’ll learn about your needs, goals, and budget and then gather and analyze plan and service options.
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Recommend
We’ll present you with the results and recommend which insurance solutions are best suited to your specifications.
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Execute
We’ll implement the agreed-upon solutions so you and your employees can begin enjoying your benefits.
Rest easy knowing you’ll always get the benefits you need when you need them
Whether it’s individual medical coverage, holistic health plans that improve your employees’ livelihoods, or company plans in the event of a death or disability, we have the solutions to protect all your assets in the most cost-effective way. Our plans are backed by renowned customer service including claims assistance, compliance support, and much more. You focus on your goals while we make sure you and your employees are cared for and your business is always prepared.
As an authorized agent of the leading insurance carriers, we can offer extensive coverage and benefits within your budget
Much more than just an insurance policy:
Comprehensive services you can count on
“We’ve had our benefits through Torgersen Causey/Combined Insurance Services for the better part of two decades. The emphasis they place on educating our team members on their plans and wellness has proven to be very helpful to our entire organization. Their team is always ready to assist and they work hard to proactively identify issues and possibilities for our group. Torgersen Causey also works hard to provide tools that keep us compliant with regulations and legislation such as the Affordable Care Act. They come highly recommended from the team at Arc Gateway.”
Missy Rogers
CEO
ARC Gateway
“Torgersen Causey has always given me great customer service in all areas. It’s great to be able to call a firm and get the answers you need! I made a huge mistake a few years back and moved to another agency. This was the worst mistake I’ve made in business in a long time. The company I decided to do business with could not deliver the level of customer service and attention to detail that Torgersen Causey delivered. I highly recommend Torgersen Causey!”
Neal Stewart
Co-Owner
RV Connections
“I’ve worked with Cherie MeGuess for my personal health insurance coverage and she’s always available by any means of communication I use, always friendly and always responsive! Even when I was with a company that offered me a group plan and I wasn’t using Cherie, she never hesitated to answer any question I had. She’s my go-to expert!”
Jessica Simpson
V.P. of Membership + Operations
Greater Pensacola Chamber
“My wife and I have worked with Courtney Peterson and Torgersen Causey for our personal insurance and have always received exceptional service. Courtney provided a thorough explanation of our options, helped us find plans that best fit our needs and made the enrollment a smooth process. His follow-up and attention to detail were very much appreciated.”
Mike Wiggins
Former Mayor, Pensacola
“The team at Torgersen Causey have gone above and beyond when partnering with us to achieve our goal of providing value back to our team members. They listen, are responsive to our needs, and are a true partner who also helps educate us along the way. We could not be more thrilled with the results they have delivered, which is reflective in the feedback we get from our team members, in addition to the results of our retention efforts.”
Scott Ginnetti
VP of Transformation & People
IRIS – Intelligent Retinal Imaging SystemsTM
“The staff at Torgersen Causey are true professionals. They are very responsive to our needs and their customer service is top-notch! We would not trust anyone else with our benefit administration.”
Candice Miller, PHR, SHRM-CP
Human Resources Director
Pensacola Blue Wahoos | Double-A Affiliate of the Minnesota Twins
“Reid, Anna and Lissa have been instrumental in forming and maintaining a quality insurance package for our staff members. The promptness in which they answer questions and respond to feedback is commendable. We view our relationship with Torgersen Causey as a true partnership and wouldn’t have anyone else as our benefit agent.”
Sandi Breitling
Business Manager
Aletheia Christian Academy
“It has been a pleasure working with the team at Torgersen Causey. They always have our back and are responsive when we have questions. We highly recommend their agency to businesses looking to build a benefits package for their employees.”
Joi Baxter
Operations Manager
Brownsville Welding
“It is a pleasure to work with the staff at Torgersen Causey. They are true professionals who are always available to help us with what is needed. I would recommend this agency to any business looking for quality benefits to offer their employees.”
Kim Tilka
Controller
Coastal Moving & Storage and Pensacola Moving & Storage
“Torgersen Cauesy has been our insurance firm since 2005. They have assisted our organization in designing, administering and maintaining a competitive benefit package during one of the most tumultuous insurance periods that I have experienced. Working with them is not only pleasure, but it is a relief as I do not have to worry about our benefit package and all the associated regulations that go along with it.”
Steve Dunn
Administrator
Gastroenterology Associates
“Reid and Lissa at Torgersen Causey have helped us maintain a health insurance plan to help with the retention and attraction of current and new employees. They are always there to take our calls and to help with any questions we may have. Reid also takes the time to speak with our staff individually or on a group level to educate them on their benefits. We would certainly refer them to any business in Pensacola that is in need.”
Casey Little
Office Manager
Bear General Contractors LLC
“Anna and Todd and their team provide world class service to our multi franchise dealerships. They have always scoured the market for the best possible rates for our employees. They are always available to talk to our employees about their specific situations and be a liaison between the employee and the carrier when questions arise. I could not possibly manage over 600 employees in 3 different states without Torgerson Causey. Their team makes navigating the ever changing world of employee benefits easy to do.”
Jacquie Gray
Director HR, Loss & Risk Management
Sandy Sansing Automotive
“When we started the brewery 10 years ago, we wanted to offer health insurance options to our employees and needed to find the best assistance possible so that we could focus on building our business. Torgersen Causey agency has provided us with exceptional service all along the way, providing us with options and always available to answer questions. Their response time is superb and all employees exhibit top notch customer service skills.”
Jenna Eckland
Pensacola Bay Brewery
The benefits you need, delivered with a personal touch
Your personal account manager will help you implement and exercise your plan
so it’s simple, cost-effective, and reliable
Partner with Torgersen Causey to simplify the complex, changing world of insurance
We know that getting reliable, worthwhile insurance coverage for yourself or your employees is an overwhelming process. That's why individuals and businesses have been coming to Torgersen Causey for 19 years to relieve all their insurance worries.
Whether it’s individual medical coverage, holistic health plans that improve your employees’ livelihoods, or company plans in the event of a death or disability, we have the solutions to protect all your assets in the most cost-effective way. Our plans are backed by renowned customer service including claims assistance, compliance support, and much more. You focus on your goals while we make sure you and your employees are cared for and your business is always prepared.